Mortgage Insurance Premium (MIP) | Reverse Mortgage Glossary

Mortgage Insurance Premium (MIP)

FHA insurance on HECM loans, charged upfront and annually, protecting borrower and lender.

Plain English

FHA insurance on HECM loans, charged upfront and annually, protecting borrower and lender.

Everyday analogy

Think of this as one piece of a loan puzzle. See our complete glossary or what is a reverse mortgage guide for context.

When this is NOT a good fit

Understanding terms does not mean a reverse mortgage is right for you. Review our eligibility and foreclosure guides before deciding.